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Despite Fed Funds remaining around 1.25%, the bond movement did put upwards pressure on CD rates. For 1-year certificate of deposit rates, we got an average increase up to 0.15%. On 5-year CDs, the increase was even higher, around 0.25%, all of us saw the of step 4.00%. One bank even offered a 10-year at 5.10% (Yes, it has got to be good idea to join our list).

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